Money in One Chart

money at work

'The budget is frozen' is rarely the final answer, unless you accept it as one.

It is the most common reply to a raise request. What you say next decides whether it becomes a number with a date, or nothing.

You asked for the full script. It is below, as the slides from the post, then the one move, then the tool the chart points at.

Slide 1 of 7: 'The budget is frozen' is rarely the final answer, unless you accept it as one.Slide 2 of 7: Frozen usually means not this quarter, and it almost never means no.Slide 3 of 7: What to say when you hear it.Slide 4 of 7: If they will not put it in writing, write it yourself and ask them to confirm.Slide 5 of 7: Three things to ask for that come from a different budget line.Slide 6 of 7: Leave the conversation with a number and a date, or with a concrete next step, and never with we will see.Slide 7 of 7: Save this for the week before your review.

Three things to ask for that come from a different budget line.

  1. 01
    A title change now.Titles cost nothing today and move the range you sit in tomorrow.
  2. 02
    A one-time payment.Often approved from a different line than salary.
  3. 03
    A written review date, with the number already named.Ninety days is a reasonable ask.

The tool this chart points at

A high-yield savings account

FDIC-insured, no monthly fee, no minimum balance. Where the emergency fund lives.

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